Posted by Matthew Murphy on April 12, 2012
With the April 17th tax filing deadline mere days away, taxpayers across America are making a crucial decision: how to spend their tax refunds. While the size of a refund varies from person to person (ranging from zero to many thousands of dollars), where it gets used can dramatically affect one’s personal finances.
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Continue Reading →Posted by Matthew Murphy on March 29, 2012
Retirement planning is more intimidating than any other personal finance topic. We know we should be saving, but not how much. We know it’s important to use a tax deferred account, but not which one. And, most devastatingly, we leave saving itself completely up to chance, trusting that we’ll have enough willpower to set money aside for 30 to 50 years. Luckily, funding a secure and enjoyable retirement need not be mysterious. Here’s exactly what to do.
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Continue Reading →Posted by Matthew Murphy on February 15, 2012
Tax preparation is rarely anyone’s idea of a good time. Between the paperwork and the number crunching, it’s enough to make us celebrate April’s end. But the only thing worse than preparing your return is overpaying Uncle Sam. Here is a checklist of frequently overlooked deductions and credits to ensure you don’t pay a penny more than required.
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